Riot Points Guide: How to Buy and the Rules

Riot Points are Riot's in-game currency, bought with real money. The official terms treat RP as a limited licence rather than property you own. This guide covers the official ways to add it, what can actually be refunded, the deadlines involved, and the chargeback risk players routinely underestimate.

What Riot Points Are and What They Are Not

In the Riot Games Terms of Service, in-game currency is called Game Currency and sits inside the Virtual Content category alongside Virtual Goods such as champions, skins and emotes. When you buy RP, what you acquire is a licence to access it, not ownership of the underlying data.

Those terms describe the licence as personal, non-exclusive, non-transferable, non-sublicenseable and revocable. Riot also expressly disclaims any value, cash or otherwise, attributed to data residing on servers it operates. The same principle governs many other digital storefronts, as we explain in how digital game keys work.

Three practical consequences follow. RP cannot be cashed out. RP cannot be moved to a friend's account. And if an account is terminated for breaching the terms, access to Game Currency and the Virtual Goods inside it goes too, with no refund entitlement. Account security is therefore part of protecting what you spent, and we set out the steps in our two step verification guide for game accounts.

Do Riot Points Work Across Every Riot Game?

Not automatically. Riot's terms state that Game Currency is valid only for the specific game it was purchased for, unless Riot says otherwise at the time of purchase. So a balance topped up for one title cannot be assumed to spend in another Riot title without an official statement saying so.

This matters because Riot runs several titles with different currencies. VALORANT uses VALORANT Points, while Wild Rift has its own. We cover each top up route separately in our VALORANT Points top up guide and our Wild Rift top up guide. Do not treat the three as interchangeable simply because one company publishes them.

Common question	Answer under the official terms
Legal status of RP	A limited licence, not ownership
Transferable to another account	No, the licence is non-transferable
Has cash value	No, cash value is expressly disclaimed
Works across Riot titles	Only the game it was bought for, unless stated otherwise
What happens if the account is terminated	Access is lost along with the account
Purchasing power stays fixed	Not guaranteed, Riot may re-price in-game content

One further clause deserves underlining. Riot states it may delete, alter, move, re-package or re-price game content at any time. It also notes that the purchasing power of Game Currency can change, for instance when the amount of currency needed for an item goes up. Hoarding a large balance to chase a promotion is therefore not a risk free strategy.

The Official Ways to Add RP

There are two sensible routes. The first is buying inside the game client with a payment method supported in your region. The second is redeeming a prepaid code bought from a retailer into the destination Riot account. The second route is popular in Indonesia because it needs no credit card.

Either way, confirm the destination account before redeeming. Currency attaches to an account and cannot be moved, so the wrong account means the money lands somewhere you did not intend. Make it a habit to verify a code before entering it, using the steps in how to check a genuine digital game code.

If redemption fails, do not hammer the button. Check whether the code region matches the account region, whether the code has already been used, and whether you are signed in to the right account. We collect the most common causes in failed game top up and how to fix it, and the region question in our guide to digital gift card regions.

The Refund Rules: Fourteen Days and Strictly Unused

According to Riot's global refund policy, content on the refundable list can be returned if it is unused and was purchased within the last fourteen days. Game Currency such as RP and VALORANT Points sits on that list, along with champions, skins, ward skins, individual chromas and emotes.

The non-refundable list is longer, and it contains exactly what players buy most: gifts whether sent or received, bundles and megabundles, chests and Hextech inventory, event passes including the premium Battle Pass, boosts, account transfers, content earned by playing, and regular in-game currencies such as Radianite Points. The policy also notes that once a refund is issued the affected content is removed from the account.

Category	Examples	Refund status
Premium currency	Riot Points, VALORANT Points	Yes, if unused
Individual cosmetics	Champions, skins, ward skins, emotes	Yes, if unused
Combined packages	Bundles, megabundles, chroma packs	No
Gifts	Sent to a friend or received from one	No
Seasonal content	Event passes and premium Battle Passes	No
Randomised content	Chests, keys and Hextech inventory	No

How You Pay Decides How You Are Refunded

This part is often skipped yet it decides the outcome. The official policy says refunds for real money are issued only to the payment method you originally used, and only where that method can process a refund. Credit cards, debit cards and PayPal are named as methods that can; gift cards and prepaid cards are named as methods that cannot.

For buyers in Indonesia who habitually use vouchers, that means one simple thing. If you pay with a prepaid card and later request a refund, no cash returns to your wallet. The policy says Riot may still refund an appropriate amount of Game Currency instead, so the money circulates inside Riot's ecosystem. We weigh up payment methods more broadly in our guide to e-wallets for game top ups.

Different rules apply to purchases made on a third party marketplace. Riot's policy states it cannot issue refunds for transactions made on the App Store, Google Play, the Galaxy Store, PlayStation or Xbox; the request must go to that platform. If the platform declines, there is nothing further Riot can do.

The Three Refund Tokens in League of Legends

League of Legends and Teamfight Tactics on PC have an extra route. The official policy states that every League account comes with three refund tokens, and those tokens can return eligible content even after the fourteen day window has closed.

They are finite, so spend them carefully. A token is best saved for a large purchase that genuinely went wrong, such as an expensive skin that does not suit how you play. For small purchases, lean on the fourteen day window instead while holding off from using the item, because the unused condition still applies.

Remember that some content can only be returned through a Player Support ticket rather than a button inside the client. The official policy names rune pages, summoner name changes and summoner icons as examples. If no refund button appears, that does not automatically mean no refund exists; send a ticket before giving up.

Chargebacks: The Risk That Stops an Account

Some players assume the fastest way to get money back is to call the bank and reverse the transaction. Riot's policy spells out the consequence plainly: once a chargeback occurs against a Riot account, that account is suspended. Players may be able to regain access by contacting Player Support and repaying the amount owed.

The damage widens when the transaction was a gift. The policy states that a chargeback on a gifting transaction suspends both the gifting account and the recipient. And where multiple chargebacks occur against the same account, Riot says it has the right to permanently ban it.

The correct order is therefore to contact Player Support first, gather your proof of purchase, and follow the official refund route. The same principle applies to digital purchases generally, as we summarise in our digital game refund guide. For purchases from our own shop, the terms sit on the refund policy page.

Checklist Before Buying RP

First, confirm the destination account and that you are signed in to it. Second, match the code region to the account region. Third, pick a payment method that can process a refund if you want the cash refund option. Fourth, do not spend the RP until you are certain, because the unused condition governs your refund right. Fifth, keep the proof of purchase.

With those checks done, pick the denomination that matches your shopping plan rather than the largest one. The table below summarises what our shop carries and what each amount typically covers.

Denomination	Usually enough for	Product page
1380 RP	One mid tier skin or a handful of emotes	1380 RP
2800 RP	One high tier skin or several champions	2800 RP
6700 RP	A combined run of skins and champions	6700 RP

Note that Riot sets in-game prices and can change them, so the table describes typical use rather than a guarantee. How we check where stock comes from is described on how we verify, and safe buying habits are collected in safe digital product shopping tips.

Finally, treat an in-game currency purchase as entertainment spending that concludes immediately, not as savings. Because purchasing power can change and value is not guaranteed, buying to need is safer than hoarding. How to pick where you buy is covered in how to choose a game top up platform and digital game vouchers: types and how to buy.

Frequently Asked Questions

Can Riot Points be cashed out?

No. Riot's terms state it does not provide or guarantee any cash value for account content, and Virtual Content cannot be redeemed for anything in the real world.

Can RP be transferred to a friend's account?

No. The licence you acquire is personal and non-transferable. Use the in-game gifting feature instead, bearing in mind that gifts fall on the non-refundable list.

How long is the refund window?

The official policy states fourteen days from purchase, provided the content is unused. For League of Legends and Teamfight Tactics on PC, refund tokens still work after that window closes.

What cannot be refunded?

Gifts sent or received, bundles and megabundles, chests and Hextech inventory, event passes including the premium Battle Pass, boosts, account transfers, and content earned by playing.

If I pay with a prepaid card, where does the money go?

Not back to you as cash. Riot's policy names gift cards and prepaid cards as methods that cannot process refunds, so the replacement may be issued as in-game currency instead.

How many refund tokens does an account get?

Three per League account. Because the supply is finite, save them for large purchases that genuinely went wrong rather than small ones.

Do Riot Points work in every Riot game?

Not automatically. The official terms say Game Currency is valid only for the game it was purchased for, unless Riot states otherwise at the time of purchase.

What happens if I file a chargeback?

The Riot account is suspended. For a gifting transaction both the sender and the recipient are suspended, and repeated chargebacks give Riot the right to issue a permanent ban.

What if I bought through the App Store or a console?

The refund request goes to that platform, not to Riot. The official policy states Riot cannot issue refunds for transactions made on third party marketplaces.

Can in-game prices change after I stock up on RP?

Yes. Riot's terms say it may re-price in-game content, and the purchasing power of Game Currency can change. Buying to need is safer than hoarding.

What should I check before redeeming an RP code?

Confirm the destination account, match the code region, make sure the code has not been used, and keep the proof of purchase. Currency attaches to an account and cannot be moved once it lands.